Director Wealth Services
Your business and your wealth shouldn’t be planned separately.
For business owners and directors, personal wealth is often connected to companies, trusts, property, investments, debt, family interests and sometimes multiple jurisdictions. Elixir helps bring that landscape together.
The connected landscape
One financial life. Many moving parts.
For a business owner, financial decisions rarely sit neatly in one category. What happens in the business can affect tax, personal cash flow, investment capacity, ownership structures, debt, succession and the family’s longer-term position.
- Business
- Tax
- Ownership
- Trusts
- Property
- Investments
- Debt
- Family
- Succession
- International interests
Why coordination matters
Good advice in one area can still create problems somewhere else.
A wealth adviser may focus on investments. An accountant may focus on tax. A lawyer may focus on structures and estate planning. A lender may focus on funding.
Each may provide excellent advice. The question is whether those decisions still make sense when viewed together.
The objective isn’t to replace every specialist. It’s to make sure the specialists are solving the same overall problem.
Business owner wealth
How much stays in the business — and what happens to the rest?
For many owners, the business remains their largest asset, income source and source of future wealth. Decisions about retained capital, distributions, personal cash flow, debt and investment cannot always be made independently of what the business needs next.
- Owner distributions and retained capital
- Personal cash flow, liquidity and debt
- Investment capacity and future business funding
- Concentration of wealth in the business
Structures & tax
The structure matters long after it is created.
Companies, trusts and ownership structures influence how wealth is accumulated, protected, transferred and taxed. Elixir helps owners understand the financial and tax implications across the broader picture and coordinates legal expertise where required.
Companies and trusts · ownership structures · tax planning · restructuring · distributions · succession implications
Explore accounting, tax & structuring
Investment & wealth coordination
Investment decisions should fit the wider financial picture.
Investment strategy does not exist separately from the business, tax position, structures, liquidity requirements, debt or future plans.
Elixir helps establish the broader financial context and works with appropriately licensed wealth and investment advisers where specialist financial product advice is required.
Investment capacity · liquidity · business versus personal capital · tax consequences · structures · debt · future business requirements
Succession, estate & family
What happens to the business and wealth when circumstances change?
Succession is rarely only a business question or only an estate-planning question. Ownership, family, tax, liquidity, control and the future of the business can all intersect.
Elixir can help owners understand the financial and commercial implications and coordinate with legal and other specialists around the broader plan.
Business succession · ownership transition · family ownership · intergenerational transfer · liquidity · buy/sell considerations · tax · estate-planning coordination
Global wealth & international structures
Wealth doesn’t always stop at the Australian border.
Business owners may have companies, investments, property, family or future plans across multiple countries. International expansion, relocation and changing residency can make an already connected financial landscape significantly more complex.
Elixir helps coordinate the Australian and international financial and structural picture, working with appropriately qualified local specialists where jurisdiction-specific advice is required.
International business interests · overseas entities · cross-border ownership · relocation and residency considerations · overseas property and investments · international expansion
Explore international structuringOne financial picture, coordinated
Different specialists. One financial picture.
The answer is not necessarily to replace the advisers you already trust. It is to make sure the business, accounting, tax, structures, wealth, funding, family and international considerations are being viewed as parts of the same landscape.
We help connect the financial picture — and bring the right expertise around it.
Start with the whole picture
You don’t need to work out which adviser to speak to first.
Tell us about the business, the family, the assets and what you are trying to achieve. We’ll help work out what needs to connect.